Wednesday, March 19, 2008

Boyda backs changes to credit card rules

Congresswoman Nancy Boyda is backing changes to the Truth in Lending Act that would make signing up for a credit card more transparent and fair for consumers.

As reported by WIBW TV in Topeka, Boyda's co-sponsoring the bill, which is now on its way to the United States Senate.

Boyda says she believes credit card companies have all the power and consumers "don't even have a fighting chance a lot of the time."

The proposal would also require a credit card bill be sent 25 days before payment is due.. and for the company to give 45 days notice before changing your interest rate.

Video of the interview can be found here.

14 comments:

Anonymous said...

also featured in the meeting was well known film maker John Waters

Anonymous said...

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Anonymous said...

Another great bill for the people of Kansas and America from Congresswoman Boyda. The credit card industry needs a heck of a lot more regulation than currently exists. I caught most of a show on KTWU last night (the Topeka PBS station) about the credit card industry and it's scary how much power they have and how little that they're regulated. This bill address some of the issues raised in that program, but there's still much more that needs to be done.

Personally, I've never had a credit card. My motto is, if I can't pay cash for it, I can't afford it. Too bad our government doesn't live by those words.

Anonymous said...

i'm glad boyda's working on this...this is a good bill to get behind

Anonymous said...

Is making it easier for people to sign up for credit cards a good thing?

Seems to me that much of individuals problems now with finances involve the ease of getting a credit card.

Anonymous said...

the bill doesn't make it easier- it makes the process more consumer friendly

Anonymous said...

Well now that the article has been edited ..... my previous comment is moot

boydabloc said...

we erred...thank you for pointing it out.

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